So everything was on track to pay off my debts by August, yes?
And then the following things happened:
- Lost my phone (again), and due to a higher excess this time it wasn't worth claiming so I spent £80 on a basic smartphone to get me by (I'm due an upgrade in a few months).
- My car needed work - that was about £100
- I neeeded new shoes for an interview and got a bit carried away whilst shopping (before I knew it I'd bought sleepwear, undies etc.)
- I visited my godmother a couple of hundred miles away, and had to pay for travel costs and then a bit of shopping (bought a lovely Cath Kidston handbag - that I do not regret as my current casual handbag is falling apart)
- I went to a christening and had to buy a card and present
- I've been on holiday from work, cue a night out and a couple of lunches/dinners out
I used a credit card as I've been incredibly low on hours in my 2nd job and therefore very skint indeed - last paycheck only £65 when I normally get £120-150.
However, now I have an almost £500 balance on this credit card from this month! I'm starting to see perhaps how I managed to get into thousands of pounds of debt over the years...
I can't see it getting any better just yet either - this month I still have a wedding to go to and a gift to buy, I may potentially have another interview to get myself to, and in May I have a couple of birthdays to buy for and a car service!
And if I manage to break my current interview unlucky streak, I might actually get a new job where I'm trying to move to. This would be great but would also be costly as I will need to get a deposit and first month's rent together, pay to transport my stuff or do several trips costing rather a lot in petrol...etc. etc.
For now I'm just going to focus on getting out of my original debt, and worry about this new figure later!
