About Me

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I'm single, broke, and in my early 30s... but thankfully decided a while ago to sort my life out once and for all; in particular to sort out my finances, and to move forward into a debt free life. I'm hoping writing a blog will help spur me on through my social life cutbacks, my successful and not-so-successful attempts at dating, my new addiction to the Sainsbury's Basics range, and the general insanity caused by the stress of money troubles.

Sunday 8 January 2012

It's the final countdown...

So now we've hit the New Year, my 30th birthday is not long away, in fact only just over a month from today... yikes!

Yesterday I booked a mini holiday away with my favourite girls for my birthday, staying in a cottage in the country for a couple of nights.  Am very excited, but obviously it's going to cost a little bit.  Thankfully a cottage shared isn't too expensive.  However, I'm feeling a tad guilty I've had to pay on my credit card!  Now the heat is on to sell some stuff amounting to the same cost so that I can pay my credit card back down... Facebook selling pages and Gumtree here I come!  Have discovered these are better channels to sell through as no nasty Ebay or Paypal charges...

I can't help dreaming about the holidays I'll afford once my debt is gone, Australia, New Zealand, America, Iceland, Madrid, Rome... it will be so nice to be able to afford to visit these places.  For now, I just have to hold on to these dreams, to keep me going through the skint times I still have ahead of me for the next two years.

Debt is at least going down nicely.  Am at around £12.5k now, but originally was at about £19.5k.  And only £9.5k of that remaining is with creditors, so only that amount is affecting my credit score.  Debt is going down quicker now I have a 0% deal on my credit card, which is something.

Dating is still going to be an issue though.  I have a date in a couple of weeks with someone I met and dated 4 years ago (bit strange I know, but I have my reasons).  Slightly worried as I think he still thinks I'm the same old party animal I was back then... he might be a bit shocked when he sees me decline dinner (as I can't afford it) and drink soda and lime all night (super cheap).  Am rather apprehensive he won't like the new, more sensible me.  Well I suppose if not, his loss right?!

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